Businesses both large and small face intense pressures in today’s global economy. To remain competitive, you need to be more than vigilant – you need a partner who will proactively assist in guiding your business to success.

Coto & Associates helps businesses navigate the challenges of the 21st-century marketplace. From local, family-owned businesses to multinational corporations, we provide cost-effective yet fully-customized legal representation focused on helping our clients’ businesses thrive.

Government Compliance

Businesses are subject to a dizzying array of local, federal, and industry regulations, and the regulatory landscape can be especially complex in Puerto Rico where both United States federal law and local law apply to almost all disputes. Unfortunately, failure to comply with these legal requirements can be more than an inconvenience – they can cost a significant amount of money, disrupt operations, and result in potential enforcement actions including fines. At Coto & Associates, we help our clients stay in compliance, address potential compliance issues, and prepare for changes in the regulatory landscape.

Consumer Affairs

Coto & Associates also represents retailers doing business in Puerto Rico in all matters associated with the sale of goods and services, as well as other clients in industries regulated by the Department of Consumer Affairs (“DACO”). We have deep experience in handling a broad variety of legal issues including advertising practices, warranties, e-commerce, consumer privacy, product recalls, product liability, the petroleum industry, and others. We also represent clients before the DACO in response to consumer complaints and administrative matters.

Cuba Matters

As relations between the United States and Cuba continue to evolve, Coto & Associates continues to assist businesses that have current or future interests in Cuba. We help our clients anticipate potential legal issues, advise on available opportunities allowed by the applicable laws, including registering and protecting their trademarks, meet their challenges head-on, and overcome obstacles they face so that their business can consider market entry.

Commercial Finance

Coto & Associates has extensive experience in handling a wide range of complex commercial finance matters. We routinely assist our clients with the following types of transactions:

  • Business acquisition loans
  • Letters of credit
  • Restructuring and workouts
  • Project finance
  • Secured and unsecured credit transactions
  • Construction
  • Contracts

Agile and highly responsive, we have the ability to take on complex projects and then aggressively advocate and negotiate to obtain the best possible results for our clients.

Contract Negotiation

Contract negotiation is an important aspect of every business as potential issues can be difficult to spot and no one can predict the future. We help our clients guard against potential risk and avoid unnecessary litigation by assisting them with their contract needs in all the areas of practice. Whether negotiating with vendors, suppliers, or executives, our clients need someone on their side who can protect their rights and interests while working towards a constructive and fair resolution.

Government Procurement

Our firm has deep knowledge of the government procurement processes and the challenges it entails more so in Puerto Rico which receives federal funding for many government work. Whether a client is new to the process or an experienced government contractor, we can assist in responding to RFQs and RFPs as well as the bid submission process, and ensuing appeals of awards. Whatever the needs of our clients, we stand ready to help them secure their government contracts.

Work with Us

Founded in 1999, we have more than 20 years of experience in meeting the legal needs of businesses both large and small. At Coto & Associates, your success is our success – contact us today to discuss how we can help your business thrive.


Suite 800, MCS Plaza
255 Ponce de Leon Ave.
San Juan, PR 00917
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PO Box 71449
San Juan, PR 00936-8549

Coto & Associates